Virtual IOP Cost & Insurance
The virtual IOP is out of network. Once we have your insurance information, we check your out-of-network benefits and bill your plan for you. You pay only what your plan says you owe, such as a copay, deductible or coinsurance.
Cost & coverage
Questions to ask your insurance plan
- Do I have out-of-network mental health benefits?
- Does my plan cover intensive outpatient programs (IOP) out of network, including by telehealth?
- What is my out-of-network deductible, and how much have I met this year?
- What percentage will you cover after the deductible?
- Do I need prior authorization for out-of-network IOP?
What you pay
Program: your share under your plan, such as a copay, deductible or coinsurance
Assessment: no charge
Payment options: payment plans, HSA/FSA cards
Caregivers
Caregivers in the IOP are clients in their own right, so we check their own out-of-network benefits and bill their own plan.
How billing works
- You give us your insurance information.
- We check your out-of-network benefits with your insurance company.
- We submit the claims to your plan.
- You pay only what your plan says you owe, such as a copay, deductible or coinsurance.
Some plans, often PPOs, include out-of-network mental health benefits. Others, such as many HMOs, don't. We’ll tell you what we find when we check your benefits. If your plan has no out-of-network benefits, you can still join and pay out of pocket.
Cost questions
Virtual IOP waitlist
Let us know you’re interested.
For adults living with cancer, cancer survivors, and caregivers in Massachusetts.
Joining the waitlist does not enroll you in the program.
For questions about cost, call the practice.
If you are in crisis, call or text 988, or go to your nearest emergency room.